🇬🇧 United Kingdom
UK mortgages typically run on fixed periods of 2–5 years before reverting to the lender's standard variable rate. Stamp duty applies in progressive bands, with first-time buyer relief. Interest is calculated monthly on the outstanding balance.
Mortgages & Property
Mortgage Calculator
Monthly payment, full amortisation schedule, and total interest.
Stamp Duty / Transfer Tax
Progressive tax calculation using official government rates, including first-time buyer relief.
Affordability Calculator
Maximum borrowing under your country's regulatory limits - income multiples, LTV caps, or debt servicing ratios.
Refinance Break-Even
How many months until a lower rate recovers your closing costs.
Rent vs Buy
Ten-year projection of the financial outcome of renting versus buying.
Loans & Debt
Personal Loan
Monthly payment, amortisation schedule, and true APR.
Auto Loan
Financed amount, monthly payment, and total interest with tax and fees.
Credit Card Payoff
Time to pay off your balance, total interest, and savings from extra payments.
Debt Strategy
Compare snowball, avalanche, and minimum-payment strategies side by side.
Savings & Investing
Compound Interest
Final balance, total contributions, and interest earned over time.
Retirement Projection
How long your savings last in retirement, with inflation adjustment.
Savings Goal
How long to reach a target amount with regular contributions.
FIRE Number
The portfolio size you need to retire early, and when you'll reach it.
Investment Return / CAGR
Compound annual growth rate between any two values.